Products
and solutions
We love our customers
managing your daily life
BANK ACCOUNTS
CURRENT ACCOUNT
Account with checkbook opened by individuals individually (Individual account) or jointly (joint account).
Advantages
- No waiting for customer needs;
- Credit opportunities;
- Value-added services;
- Free access to remote banking.
SAVINGS ACCOUNT
Sight deposit account, money, opened by individuals for interest-bearing savings purposes.
Advantages
- No waiting for customer needs;
- Asset management advice according to the client's projects;
- Gross remuneration rate of 3.5% per year;
- Free access to remote banking.
TERM DEPOSIT (DAT)
Amount of money blocked in an account and generating interest higher than that of the savings account.
Benefits
- No waiting for customer needs;
- Attractive and negotiable salary rate;
- Possibility of pledging the DAT to obtain a loan.
Business cards
Visa Classic
ReliableFast
Secure
Annual fees: 3000 FCFA
Purchase: ; 3000 FCFA
Apply for your debit card in under 5 minutes.
Visa Gold
high-endMakes life easier
Purchase insurance
Annual fees: 3000 FCFA
Purchase: ; 3000 FCFA
Apply for your debit card in under 5 minutes.
Visa Platinum
Purchase insuranceExtended warranty
Contactless payment
Annual fees: 3000 FCFA
Purchase: ; 3000 FCFA
Apply for your debit card in under 5 minutes.
BANK LOANS
CREDIT CT
Short-term credits are essentially intended to cover consumption needs and repayable within a maximum period of 24 months.
Advantages
Diligent and timely processing of customer loan requests.
1% + TAF->administrative fees
0.25% +TAF->Comm from MEP
9% to 13%->Interest rate
MLT CREDIT
Average credits and long terms (> 2 years) are used to finance fixed assets.
Advantages
Obtain funds quickly to carry out your projects.
1% + TAF->administrative fees
0.25% +TAF->Comm from MEP
9% to 13%->Interest rate
INSURANCE
AMRH (MULTI-RISK HOME INSURANCE)
AMRH is a contract which offers a set of guarantees on the insured's movable and immovable property.
Advantages
- Secure your investments;
- Having capital to rebuild and re-equip quickly in the event of a disaster.
ADI PLUS (DEATH AND DISABILITY INSURANCE PLUS)
ADI + JOB LOSS It is a contract which covers the same risks as the ADI product and the reimbursement of all or part of the remaining installments owed by the borrower in the event of loss of employment. Reimbursement occurs either in the event of death of the borrower whatever the cause or in the event of total and permanent disability of the borrower after consolidation certified by a doctor; or in the event of loss of employment according to the contractual clauses.
Advantages
- Facilitate access to credit;
- Secure right of dismissal.
ADI (DEATH AND DISABILITY INSURANCE)
It is a contract by which the latter guarantees the repayment of the outstanding capital in nominal terms of the loans granted to its customers. Reimbursement occurs either in the event of death of the borrower whatever the cause or in the event of total and permanent disability of the borrower after consolidation certified by a doctor.
Advantages
Facilitating access to credit.