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Products
and solutions

Are you looking for a remote collection solution for your donations or contributions?
At BIIC, we support you in the evolution of your activity, whether it involves financing a one-off or seasonal need, or coping with a difficult situation.
We also offer cash credit solutions, to anticipate possible unforeseen events and have a reserve that can be easily and immediately used. Discover all our solutions adapted to the specific needs of your association.

BANK ACCOUNTS

Are you looking to open a new bank account for your association? We have accounts to help you grow your finances.
CURRENT ACCOUNT

Account with checkbook opened by individuals individually (Individual account) or jointly (joint account).

Advantages

  • No waiting for customer needs;
  • Credit opportunities;
  • Value-added services;
  • Free access to remote banking.
Fees:     1500 F/month
SAVINGS ACCOUNT

Sight deposit account, money, opened by individuals for interest-bearing savings purposes.

Advantages

  • No waiting for customer needs;
  • Asset management advice according to the client's projects;
  • Gross remuneration rate of 3.5% per year;
  • Free access to remote banking.
Fees:     Without any fees
TERM DEPOSIT (DAT)

Amount of money blocked in an account and generating interest higher than that of the savings account.

Benefits

  • No waiting for customer needs;
  • Attractive and negotiable salary rate;
  • Possibility of pledging the DAT to obtain a loan.

Fees:     Without any fees
Build up savings for your association.
Do you have a cash advance (payments of contributions, miscellaneous income, subsidies) and you do not plan to spend your entire budget right away? We allow you to make this money grow before mobilizing it to carry out your projects.

Talk to an advisor

Business cards

Keep it simple with a debit card ! Get the rewards and benefits you want with the right debit card. We will help you find it.
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Visa Classic

Reliable
Fast
Secure

Annual fees:          3000 FCFA
Purchase:                       ; 3000 FCFA
Make a request
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Visa Gold

high-end
Makes life easier
Purchase insurance

Annual fees:          3000 FCFA
Purchase:                         ; 3000 FCFA
Make a request
carte

Visa Platinum

Purchase insurance
Extended warranty
Contactless payment

Annual fees: 3000 FCFA
Purchase:                       ; 3000 FCFA
Make a request

BANK LOANS

Our loan can help you meet almost all of your borrowing needs. You can borrow a lump sum and make a plan for paying it back.
CREDIT CT

Short-term credits are essentially intended to cover consumption needs and repayable within a maximum period of 24 months.

Advantages

Diligent and timely processing of customer loan requests.

Fees:
1% + TAF->administrative fees
0.25% +TAF->Comm from MEP
9% to 13%->Interest rate
MLT CREDIT

Average credits and long terms (> 2 years) are used to finance fixed assets.

Advantages

Obtain funds quickly to carry out your projects.

Fees:
1% + TAF->administrative fees
0.25% +TAF->Comm from MEP
9% to 13%->Interest rate

INSURANCE

Opt for protection that will help you in the event of unexpected expenses. Coverage that can provide financial support when you need it most.
AMRH (MULTI-RISK HOME INSURANCE)

AMRH is a contract which offers a set of guarantees on the insured's movable and immovable property.

Advantages

  • Secure your investments;
  • Having capital to rebuild and re-equip quickly in the event of a disaster.
ADI PLUS (DEATH AND DISABILITY INSURANCE PLUS)

ADI + JOB LOSS It is a contract which covers the same risks as the ADI product and the reimbursement of all or part of the remaining installments owed by the borrower in the event of loss of employment. Reimbursement occurs either in the event of death of the borrower whatever the cause or in the event of total and permanent disability of the borrower after consolidation certified by a doctor; or in the event of loss of employment according to the contractual clauses.

Advantages

  • Facilitate access to credit;
  • Secure right of dismissal.
ADI (DEATH AND DISABILITY INSURANCE)

It is a contract by which the latter guarantees the repayment of the outstanding capital in nominal terms of the loans granted to its customers. Reimbursement occurs either in the event of death of the borrower whatever the cause or in the event of total and permanent disability of the borrower after consolidation certified by a doctor.

Advantages

Facilitating access to credit.

BIIC is a universal bank that offers services to large companies, SMEs, SMIs, Institutions and individuals.
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