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Corporate and institutional banking

Discover what makes us more than a bank, a trusted community, a catalyst for success
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Corporate and institutional
banking

Discover what makes us more than a bank, a trusted community, a catalyst for success
Learn more

Who are we ?

Who are we ?

The International Bank for Industry and Commerce (BIIC) is the result of the successful merger between the African Bank for Industry and Commerce (BAIC) and the International Bank of Benin for the Economy (BIBE) in 2020. With a capital of 82.514 billion FCFA, it has established itself as one of the main players in the Beninese banking sector. Since its creation, BIIC has embodied strength, innovation and commitment to supporting the ambitions of its clients while supporting the national economy.

Our mission

It is to provide customers with financing and support for sustainable growth.

Our mission

It is to provide customers with financing and support for sustainable growth.

Our philosophy


Our values
Agility
Passion and Integrity

Our vision
It is to be the bank for innovative financial services accessible to all

Our philosophy


Our values
Agility
Passion and Integrity

Our vision
It is to be the bank for innovative financial services accessible to all

Our commitment

Our signature, "The bank listens to you", embodies our commitment to remaining close to our customers and offer them solutions adapted to their needs, while maintaining high quality standards and innovating to meet the challenges of the modern banking market.

Our commitment

Our signature, "The bank listens to you", embodies our commitment to remaining close to our customers and offer them solutions adapted to their needs, while maintaining high quality standards and innovating to meet the challenges of the modern banking market.

Financial results

Financial results

BIIC has achieved exceptional performances which reflect its solidity and its Beninese character :
(as of December 31, 2023)

1,340.710

Billion FCFA
Total balance sheet

875.409

Billion FCFA
Resources collected

688.120

Billion FCFA
Outstanding credit

577.448

Billion FCFA
Securities in portfolio

95.6

Billion FCFA
Equity

27.270

Billion FCFA
Net income

At your side, for all your projects

At your side, for all your projects

Specialized teams who understand and support your business needs.

FINANCING SOLUTIONS

Carefully created solutions for local and international businesses.
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Finance your business

Benefit from personalized support throughout the preparation process, advice and adapted tools.
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PME BOOST

Dedicated to supporting and financing SMEs, recognized as key players in the Beninese economy.
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Commitment to entrepreneurship

Commitment to entrepreneurship

BIIC places entrepreneurship at the center of its strategy. We firmly believe that supporting entrepreneurs is essential to stimulate economic growth and create jobs. We offer tailor-made financing, strategic advice and the resources necessary to support entrepreneurs at every stage of their journey.

Strong relationships and lasting partnerships

Strong relationships and lasting partnerships

BIIC maintains strong relationships with its stakeholders: customers, financial partners, regulatory authorities and shareholders. We aim to consolidate our leading position while remaining attentive to market needs and anticipating new trends.

Simplify your daily life with our digital solutions

At BIIC, our digital products offer you banking at your fingertips, 24/7. Take advantage of innovative services to manage your accounts, carry out your transactions and access our services with ease, wherever you are.
SMS BASIC is a free SMS alert service for all movements (creditor and debit) impacting customer accounts
Advantages
Constant monitoring of movements on your bank account
Targets
All customers
Fees
1000 F/month for individuals, 2000 F/month for businesses
SMS notification service which allows instant monitoring of movements on your bank account
Advantages
Facilitates more precise monitoring in order to react in the event of anomalies
Targets
All customers
Fees
1000 F/month for individuals, 2000 F/month for businesses
BIIC ONLINE Particulier is a secure solution that allows you to carry out everyday banking transactions 24/7. It is accessible online on computers, smartphones and tablets.
Advantages
Have access to your account, anywhere and everywhere
Targets
Individuals
Fees
1000 F/month for individuals
BIIC ONLINE entreprise is a secure platform that allows companies to manage their cash flow 24/7 without having to travel and gain autonomy thanks to complete and intuitive functionalities, adapted to the needs of SMEs, SMIs, large companies and institutions.
Advantages
Have access to your account, anywhere and everywhere
Targets
Businesses
Fees
2000 F/month for businesses

Simplify your daily life with our digital solutions

At BIIC, our digital products offer you banking at your fingertips, 24/7. Take advantage of innovative services to manage your accounts, carry out your transactions and access our services with ease, wherever you are.
SMS BASIC is a free SMS alert service for all movements (creditor and debit) impacting customer accounts
Advantages
Constant monitoring of movements on your bank account
Targets
All customers
Fees
1000 F/month for individuals, 2000 F/month for businesses
SMS notification service which allows instant monitoring of movements on your bank account
Advantages
Facilitates more precise monitoring in order to react in the event of anomalies
Targets
All customers
Fees
1000 F/month for individuals, 2000 F/month for businesses
BIIC ONLINE Particulier is a secure solution that allows you to carry out everyday banking transactions 24/7. It is accessible online on computers, smartphones and tablets.
Advantages
Have access to your account, anywhere and everywhere
Targets
Individuals
Fees
1000 F/month for individuals
BIIC ONLINE entreprise is a secure platform that allows companies to manage their cash flow 24/7 without having to travel and gain autonomy thanks to complete and intuitive functionalities, adapted to the needs of SMEs, SMIs, large companies and institutions.
Advantages
Have access to your account, anywhere and everywhere
Targets
Businesses
Fees
2000 F/month for businesses

Digitalizing the Enterprise Experience

We drive innovation in corporate banking through co-created and integrated digital solutions

BIIC ONLINE Individual

Your platform for accessing your accounts: Practical, secure and free
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BIIC ONLINE Individual

Your platform for accessing your accounts: Practical, secure and free
Learn more

BIIC ONLINE Company

Your platform for accessing your accounts: Practical, secure and free
Learn more

BIIC ONLINE Company

Your platform for accessing your accounts: Practical, secure and free
Learn more

OUR STORY

OUR STORY

A journey of passion, innovation and shared success.

EARLY 2014

Application for a universal banking license to the Central Bank of West African States (BCEAO) by the BAIC.

November 6, 2015

Start of operations with a base capital of 10 billion XOF (20 million US dollars).

2017 & January 2018

Capital increase to 14 billion FCFA (28 million USD) upstream of the new Basel II & III regulations.

FIN 2018

BAIC’s participation thus far in a series of milestone Infrastructure Development Transactions (PPPs) in syndication with other local banks.

2020

Decisive turning point in the life of BAIC with its rapprochement and merger with BIBE, giving birth to BIIC, a new bank for a new horizon.

OUR NEWS

OUR NEWS

Stay informed about the latest news and events
19 November 2024

BIIC ranked 6th Champion of Finance in 2023

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11 November 2024

Make your transactions between BIIC and MTN MoMo

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25 October 2024

Celebration of Customer Relations at BIIC !

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30 September 2024

Discover our new GLO-DJIGBE agency

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24 July 2024

New Elite space

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24 July 2024

BIIC avec ELLES organizes a webinar

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24 June 2024

GROWTH OF THE TEXTILE INDUSTRY IN BENIN

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16 March 2024

Female entrepreneurship: “BIIC with ELLES”

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05 November 2023

CHINA INTERNATIONAL IMPORT EXPO ( CIIE)

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23 April 2023

BENIN / BIIC RECEIVES THE PRESIDENT OF BOAD

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    See all the news

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